Legal Question in Administrative Law in California

If I understand you correctly, your step son bought the car under his own name and the only contract you signed is with him that you had to make the monthly payments. The car dealer knows nothing about this other contract. He will sue your step son as he is the one who promised the car dealer to pay for the vehicle. The dealer will actually repossess the car and only seek the difference between its current fair market value and the amount still owed on the principle of the car [part of the monthly payment goes to interest, part to the sales price of the car]. He will not go after a student with no job. Your stepson,who seems to be a dishonorable individual could sue you but no court would probably award him anything because his agreement with you, if it was to be fair, would mean that at some point you would get the full title to the car. It sounds as though he planned to keepteh car in his name and just let you pay for it [of course, perhaps he knew you would not qualify to buy a car or get insurance so he put things in his name to make it easier for you--I have no idea which is more likely].

You need someone to help you deal with your stepson. His father probably will be of no help. If you are elderly, the step son may be guilty of elder abuse. Ther is an attorney named Len Tillum who has a program on KGO radio [810 AM] 12-12:55 Monday to Friday, Sunday 4-7 pm who lis knowledgable about elder abuse and who also answers e-mails--go to KGO web site and click on his name].