Legal Question in Banking Law in California

bank cashed 3 year old check

Can a bank cash a check over 2 years old


Asked on 12/06/08, 6:09 am

1 Answer from Attorneys

Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

Re: bank cashed 3 year old check

The bank doesn't have to cash your checks that are over 6 months old, but under UCC � 4-404 they can if they want to, and they can charge your account for the amount of the item.

No human eyes ever view the checks, let alone the dates on the checks, as they are processed by the bank's computerized machines. So you could write any dates on your checks and they would probably be honored.

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Answered on 12/06/08, 6:26 am


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