Legal Question in Banking Law in California

Fraud

I have purchased a car turned it in because I could not afford the payments , when They contacted me on paying the balance of what the car didn't sell for the loan was under my mothers SS# not mine , but all my information is current , they are stating that I am using my mothers SS# and forged her signature. I am taking full resposibility of the balance on the car but not my mothers SS# , there are stating that I am commiting a fraud called my parents and assumming that I am using her SS# trying to get my parents to pay for the balance because they have the funds, I don't think this is right I feel that it is there mistake to give me a loan under my mothers SS# but all my information is there, I feel they made a mistake and not my parents are paying for it , if my parents didn't have the money they would be only dealing with me , I also have been hurassed by them and my parents to, I know that I am not commiting a fraud what right do I have or what could I do.


Asked on 5/21/08, 3:47 pm

1 Answer from Attorneys
Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

Re: Fraud

It's an illegal debt collection practice to call your mother (but how did her SS get on the loan paperwork if you didn't put it there?) Write to them certified mail RRR and demand validation of the debt and that the stop calling third parties. Keep all paperwork you received after you turned in the car. If they didn't do the paperwork exactly correctly then you don't owe.

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Answered on 5/21/08, 4:10 pm


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