Legal Question in Bankruptcy in California

Re: Automatic Stay

I don't understand what you mean by the case was "discharged." Does that mean you got a discharge? Or the case was dismissed and you did not get a discharge?

It sounds like you need some personal legal advice. If you had a lawyer in the bankruptcy, go back to him or her. If not and you can't afford a lawyer, go to Legal Aid. Most bar associations also have panels of lawyers willing to help for a reduced fee. You could also call several lawyers from the Yellow Pages.

Remember, the finance companies often deal unfairly with debtors, and if you don't know what your rights really are, you will be at a serious disadvantage.

Good luck!

Re: Automatic Stay

The automatic stay terminated as to acts taken against you personally on the date your discharge was granted. It terminated as to acts taken against your property (vehicle)on the date that property was abandoned by the Trustee in your case. It is often difficult to determine the precise date this occurred. However, if your case is closed, that is the definite date on which property which was not administered (sold) by the Trustee is abandoned and reverts back to you. You can see if your case was closed by obtaining a copy of the docket.