Legal Question in Bankruptcy in California

Re: Bankrupcy

Whether you can file Chapter 7 depends on whether you are eligible and pass the means test, as well as other requirements. As far as the debts being discharged, creditors can object to discharge if they can prove that you did not intend, or have the reasonable expectation, of being able to repay the debts at the time they were incurred. In general, if the debts were incurred within 90 days prior to filing the bankruptcy, it is presumed to be non-dischargeable.