Legal Question in Bankruptcy in California

Re: Bankruptcy Chapter 7

The answer to your question depends on how deep in to the foreclosure process you were at the time you filed bankruptcy. A lender commences a foreclosure by recording a Notice of Default. 90 days after recording the Notice of Default, the lender can record a Notice of sale and they must give at least 20 days notice of the sale date.

Bankruptcy places foreclosure proceedings on hold. If the lender had not started foreclosure proceedings prior to the bankruptcy, the process will take about 4 months or long. If they had already started foreclosure, they can pick up where they left off 10 days after the discharge was entered.