Legal Question in Bankruptcy in California

Re: Bankruptcy

You leave out important information. If you're still in Chapter 13 and the bankruptcy court has not granted the creditor leave to pursue foreclosure, they cannot do so. If they did get the court's blessing, then they will give you a 3 day notice to leave. If you don't, they will have to go to state court to get a judgment against you for possession (unless they already have), and then the sheriff will come pounding on your door within a few days. These take a little bit of time, depending on how clogged your local state court is. I don't understand how a conversion to Chapter 7 will make a difference in the foreclosure, although it might help get rid of more debt if you no longer will qualify for a Chapter 13 for some reason. More info is needed.