Legal Question in Bankruptcy in California

Bankruptcy 2002
My husband and I filed for bankruptcy in 2002 and it was approved in 10/02. We were told at the time that it would be on our credit report for 7 years. I know that years after we filed I had heard that it was going to be 10 instead. I just checked my credit report, and saw that ours is until 2012 whick would be 10 years. What happened I thought in 2002 it was only 7 years to stay. How do we go about (if I'm correct) getting that back to 7 years. I contacted Experian and they said it was to be on for 10 years.

Asked on 4/30/08, 3:27 pm

Carl Starrett Law Offices of Carl H. Starrett II

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Re: Bankruptcy 2002

You were informed incorrectly. It was 10 years back 2002 and that still is the law today.

Answered on 4/30/08, 3:46 pm

Judith Deming Deming & Associates

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Re: Bankruptcy 2002

It has ALWAYS been 10 years! Judgments and other negative liens stay on credit for 7 years, but bankruptcies are 10.

Answered on 4/30/08, 5:30 pm

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