Legal Question in Bankruptcy in California
Bankruptcy Judgment Debtor Exam
My wife failed to appear for a Judgment Debtor Exam and a warrant was issued. The creditor served the Order to Appear by registered process server to her old address that she has not lived at for over a year, so she never was served although they claim she was.
We're basically being forced into a bankruptcy.
If the Judgement is released, would that not cause the creditor to have to Ex Parte Motion for Discontinuance of Order for Examination and Recall of Bench Warrant as it would be considered settled or discharged?
2 Answers from Attorneys
Re: Bankruptcy Judgment Debtor Exam
You could challenge the warrant by moving to quash it due to the failure of service, but the creditor could re-institute it if your wife can be served. If by "released" you mean paid, it would be up to your wife to move to get rid of the Debtor Exam and the arrest warrant (not the creditor). If the judgment has been converted into a lien through an Abstract of Judgment, and that is usually the case, it will be unaffected by the bankruptcy, because liens survive bankruptcy. So I am not sure that bankrupcy will help you.
Re: Bankruptcy Judgment Debtor Exam
You don't provide enough information as to the nature of the underlying debt. If for a credit card debt and not because of child support or driving under the influence, it likely could be discharged in a Chapter 7 bankruptcy. The bankruptcy would stay (stop) all collection efforts, including any future court appearance. Once you file the BK, your attorney probably should notice the court not only about the bankruptcy, but request that the bench warrant be recalled.
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