Legal Question in Bankruptcy in California
I had my Chap 7 BK discharged about 6 months ago. About a week ago I found out that I had a default judgement against me by my HOA (I placed my home in the BK but the lender has not foreclosed on me). Apparently my Mom received the certifed letter and neglected to tell me. Anyways, is there anything I can do or am I stuck with this judgement since it is after the BK?
1 Answer from Attorneys
You are responsible for any HOA dues that became due after the bankruptcy was filed so long as you still remain on the title to the property. If the judgment is for any HOA dues there you owed prior to the bankruptcy, you can take legal action against the HOA for violating the discharge order. When you mom signed for the certified letter, this was not valid service and you might be able to move to set the judgment aside.