Legal Question in Bankruptcy in California
i have a civil judgement against me that i can not pay- would declaring bk rid me of this debt
4 Answers from Attorneys
There are exceptions to the discharge of debt, however, a judgment per se does not render the underlying debt nondischargeable (i.e. it's not too late to rid yourself of the debt nothwithstanding the judgment).
This answer (as well as our Web site) doesn�t address all facts & implications of the question; it�s general info, not legal advice to be relied upon; it creates no attorney-client relationship; it may be pertinent to CA only; it�s independent of other answers. Hire legal counsel before acting or refraining from bankruptcy/legal action.
It depends upon what the debt was for. Some of the exceptions to discharge are debts incurred as a result of fraud, wrongful death and student loans. If the judgment does not relate to a type of debt that is nondischargeable,then it would be discharged.
If the judgment is for nonpayment of a credit card debt, and you qualify for a Chapter 7 bankruptcy, more than likely it would be discharged upon completion of the bankruptcy.
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