Legal Question in Bankruptcy in California

Cleaning My Credit after 7 years?

What can I do to remove the B-rupcy from my credit report? I have passed

the 7 year mark and live in California. Please let me know what I should do.

Thank You for your time,


Asked on 6/27/99, 4:15 am

2 Answers from Attorneys
Mark Markus Law Office of Mark J. Markus

Re: Cleaning My Credit

Bankruptcies may be reported for up to 10 years from the date they were filed.

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Answered on 7/07/99, 8:00 pm
Marcus G. Tiggs Slate and Leoni, A Professional Corp

Re: Cleaning My Credit after 7 years?

Unfortunately, under the Consumer Credit Reporting Reform Act of 1996, as well as its predecessor, the Fair Credit Reporting Act, bankruptcy information can remain on your credit report 10 years from the date of filing.

Though 10 years have not elapsed, if your current credit report reflects creditors that you received a discharge after your bankruptcy with entries other than bankruptcy filed on that particular account, you can dispute that entry. This is helpful in re-establishing credit (though of course not a guarantee)

Best of Luck,

Marcus G. Tiggs

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Answered on 7/07/99, 9:32 pm


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