Legal Question in Bankruptcy in California

Re: Collection Agency Question

You cannot be responsible for repayment of whatever it is they are attempting to collect from you. Advise them that you were a minor when the account was opened (thus, could not be legally bound by the terms of the account agreement) and when the events that took place creating liability occurred and that they need to stop attempting to collect the debt from you. If they refuse to back off, you need to speak to a lawyer in your area.

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