Legal Question in Bankruptcy in California

I have several credit cards that have written off my debt, according to my credit report. Do I need to go through bankruptcy to be certain that another collection agency doesn't try to collect the debt.


Asked on 3/05/14, 11:31 am

1 Answer from Attorneys
Scott Jordan Jordan Law Office

Possibly. Just because the debt was charged off does not mean the debt won't be sold to a collection agency or agencies. Unless you have received a 1099C from the credit card companies for the charge off, the debt will probably come back and most times you won't even know about it.

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Answered on 3/07/14, 2:09 pm


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