Legal Question in Bankruptcy in California

Fiance Has Bad Credit, I have Excellent Credit

My fiance has previously filed for bankruptcy on two different occasions (before we met) and therefore has a pretty bad credit rating/history. I, on the otherhand, have always had an excellent credit rating. I'm afraid that if we were married his bad credit would ruin or affect my good credit. Is this true? And, would it make any difference if I were to keep my last name in order to keep from being associated with his last name on future credit checks? I would appreciate your expertise in this matter. Thank you.


Asked on 2/19/02, 7:24 pm

1 Answer from Attorneys
Victor Hobbs Victor E. Hobbs

Re: Fiance Has Bad Credit, I have Excellent Credit

As long as you've established your own credit history it will not hurt your credit to take his last name, unless you have a similar first name and middle initial, plus the same Zip code.. Mine is Victor E. Hobbs and one of my daughters is Vicie E. Hobbs. Until she was married and changed her last name. Credit companies got confused when we both lived in the same zip code. Keeping your maiden name isn't a bad idea to consider. However it probably will not make a difference. Marrying a guy with his credit track record says things about his character. That should probably be of some concern to you.

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Answered on 2/19/02, 11:06 pm


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