Legal Question in Bankruptcy in California

Re: Can I file bankruptcy even if I don't show any late payments of my credit re

Yes.

Re: Can I file bankruptcy even if I don't show any late payments of my credit re

If you are having a difficult time paying your bills then bankruptcy is an alternative to consider. And removing anyone else from your credit card may help them from getting stuck with some of your bills. You may be judgment proof, and if so you may want to wait before filing bankruptcy.

Re: Can I file bankruptcy even if I don't show any late payments of my credit re

Thanks for your posting. The bankruptcy court doesn't care about your credit report, to be honest, and they normally will not even check your credit report.

I have many clients that are completely current on their bills,and still declare bankruptcy. As long as you owe someone money, you can go bankrupt on those debts.

Best of luck, and please feel free to email me if you have other questions. I'm happy to help in any way that I can.

Re: Can I file bankruptcy even if I don't show any late payments of my credit re

Whether you're late on your bills or not has absolutely nothing to do with whether you can or should file a bankruptcy case. As for your stepson, removing him from your credit cards as an authorized user isn't going to alter any liability he may already have for debts he has incurred. In reality, however, if he did not sign the cardholder agreement and was merely an authorized user, the only one he would be liable to is you, not the credit card company. As to your other question, that cannot be answered without first having a comprehensive consultation.

I suggest you visit my webpage for more information. http://www.bklaw.com/