Legal Question in Bankruptcy in California
Filing Chapter 7 in California
My question is this, if you are no longer married and have no income, except state aid, can you file Bk? I recently got a divorce, I'm currently not working due to being laid off from the Mortgage industry and then becoming pregnant with no one wanting to hire me. I however NEED to file Bk because I have not been able to pay anything in over a year, can i file without income?
3 Answers from Attorneys
Re: Filing Chapter 7 in California
It sounds like you might be confusing Chapter 7 BK with Chapter 13. You must have some sort of regular income to file Chapter 13 (where you make monthly payments to pay some of your debt back); but no income virtually guarantees that you will qualify for Chapter 7
Re: Filing Chapter 7 in California
Yes, it is possible to file chapter 7 with no income. There are many other issues, of course, but to answer your one question- yes.
Re: Filing Chapter 7 in California
I've filed a number of Chapter 7 cases for people who were unemployed or had no source of income. The filing fee is $299 and there are other criteria that you must meet. Please feel free to contact my office if you need further assistance.
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