Legal Question in Bankruptcy in California

Re: Foreclosure law

Your situation sounds too complicated to review here. I would suggest that you consult with either your attorney or a bankruptcy specialist in your area immediately. Good luck to you!

Re: Foreclosure law

Your situation is unfortunate but not unusual. What you and apparently your attorney did not understand was that, once the mortgage got relief from automatic stay in your case, the conversion of that case did not overturn that relief order. The foreclosure is legal. The fact that you did not get what it was worth is unfortunate but very common. Whoever bought it just made a profit at your expense. If there was any overbid it would go to whoever had liens on the real property. If there was anything left after that, it would go to you. It appears that once the relief was granted there was likely nothing your attorney could do to save your home. Perhaps if you had known that you at least would have had time to find alternate solutions. The Only possibility I could see is if the Chapter 7 Trustee wants to try to set the sale aside to recover equity for the creditors. I doubt that will work though.