Legal Question in Bankruptcy in California
Does the judgement go away in bankruptcy?
My son filed bankruptcy in early June, 2007. He had been sued by a collection agency and had a lien notice or Abstract of Judgement sent to him in April, 2007. The judgement (or lien) is for $9,104.00. This if from a law firm in Fresno who aquired the credit card debt from Citibank. The debt will be discharged (I'm fairly sure) by the bankruptcy. Does this judgement go away then??
2 Answers from Attorneys
Re: Does the judgement go away in bankruptcy?
Judgments are discharged (eliminated) in bankruptcy, but judgment LIENS such as an abstract of judgment are not automatically eliminated. If your son has a bankruptcy attorney, he should talk to the attorney about whether a petition to remove the lien under Section 522 of the Bankruptcy Code is necessary. If your son does not have an attorney, he should get one.
Re: Does the judgement go away in bankruptcy?
If your son doesn't have an attorney, after the discharge he could contact the attorney trying to collect, send him a copy of the discharge and ask him to remove the lien. If he doesn't do so voluntarily, then you might have to follow up as Mr. Starrett suggegsts.
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