Legal Question in Bankruptcy in California
Do you need to be behind on your payments to file
I have about $20,000 in credit card debt, but I pay my bills on time every month. I have been trying to pay them off for several years, but when emergencies come up or my son needs help, I have to use my cards since I don't have the cash, because most of my pay check goes to credit card bills. Can I file bankruptcy if I'm not behind in my payments?
2 Answers from Attorneys
Re: Do you need to be behind on your payments to file
Yes, of course. If you'd like a free phone consultation, please visit my webpage at http://www.bklaw.com/consult.html for what information you will need and then contact me to schedule an appointment.
Mark
Re: Do you need to be behind on your payments to file
You can file--consult with an attorney so you know filing bankruptcy is your best option.