Legal Question in Bankruptcy in California

Do you need to be behind on your payments to file

I have about $20,000 in credit card debt, but I pay my bills on time every month. I have been trying to pay them off for several years, but when emergencies come up or my son needs help, I have to use my cards since I don't have the cash, because most of my pay check goes to credit card bills. Can I file bankruptcy if I'm not behind in my payments?


Asked on 7/12/03, 11:28 pm

2 Answers from Attorneys
Mark Markus Law Office of Mark J. Markus

Re: Do you need to be behind on your payments to file

Yes, of course. If you'd like a free phone consultation, please visit my webpage at http://www.bklaw.com/consult.html for what information you will need and then contact me to schedule an appointment.

Mark

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Answered on 7/13/03, 12:02 am
Chris Johnson Christopher B. Johnson, Attorney at Law

Re: Do you need to be behind on your payments to file

You can file--consult with an attorney so you know filing bankruptcy is your best option.

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Answered on 7/14/03, 12:07 pm


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