Legal Question in Bankruptcy in California
Property Lien
I discharged in Oct'02. I had 2 judgements in the BK. I bought a house in 2005 and I'm doing a refi. The title co. said the 2 judgements are now liens on my house. Is this legal?
2 Answers from Attorneys
Re: Property Lien
When were the liens recorded against the house? If they were recorded after your bankruptcy case was filed, then no, it is not legal. If they were recorded prior, then yes, it is not only legal, but the liens survive the bankruptcy unless you get a court order from the bankruptcy court avoiding the lien(s).
Re: Property Lien
In a nutshell, judgments can be discharged in a bankruptcy, but they must be specifically stated just like any other creditor's alleged debt owed. If you would like further, affordable legal assistance in this unfortunate matter, contact us directly for a free phone consultation today.