Legal Question in Bankruptcy in California

Does a Reaffirmation Agreement have to be sent to the creditor for review and signatures first before the debtor can file it with the Bankruptcy Court?


Asked on 4/23/11, 4:49 pm

4 Answers from Attorneys
Tony Carballo Carballo Law Offices

Assuming that reaffirmation should be done, which may be a terrible idea depending on your situation, you should just sign it and send it back to the bank to file with the Court. I am sure they will be happy to file it for you.

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Answered on 4/23/11, 4:56 pm
Glen Ashman Ashman Law Office also dba Glen Ashman Attorney

Reaffirmations are usually a horrible idea, so discuss it with your attorney.

A reaffirmation not signed by you AND the creditor is invalid.

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Answered on 4/23/11, 6:01 pm
JAMES POWELL 909-890-0105 LAW OFFICE OF JAMES M. POWELL

Reaffirmation Agreement is not a good idea but depending on your situation, you may sign it and send it back to the creditor to file it with the court. But consult a bankruptcy attorney before you sign it.

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Answered on 4/23/11, 9:00 pm


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