Legal Question in Bankruptcy in California

I just recieved a default for intention to file for judgement from cc debt.. I told the attorney that i'm insolvent and making below minimum wage at this time. I am on our house deed, is it too late for quit claim. Husband and I qualify for ch 7. My husband does not want to file, I do.. Collector say she is positive they will get thier money eventually? What should I do?


Asked on 10/24/10, 7:57 am

2 Answer from Attorneys

Asaph Abrams Law Office of Asaph Abrams

You can file separately from your husband. Ours is a community property state; a spouse's separate filing effects an injunction against collections from the non-filing spouse within the parameters of 11 USC 524(a)(3). Consult with an attorney and don't attempt anything that could be construed as a fraudulent transfer. A good attorney may well advise the collector that he's positive the latter won't get her money ever.

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Answered on 10/29/10, 9:15 am


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