Legal Question in Bankruptcy in California

Re: Self-prepare or Pay to Prepare

I suggest that you visit http://www.bklaw.com/attorney.html for an answer to this question.

Re: Self-prepare or Pay to Prepare

You would probably be able to do all the typing. But there are a couple of tough areas to understand. Like which set of exemptions to use. Once through it you'll realize how easy it is. But the first time is the problem. Then there are the services that work real cheap. They really screw up a lot. However a good law office that knows what they are doing and consider going by yourself (with wife if you have one) would dot eh trick. I generally drop my price by $150.00 if I can skip the 341a Hearing. However you are getting very close, if you're not there already, to being judgment proof. You might want to consider waiting until you have something a creditor can attach, like a pay check. So you may want a consultation to see if it isn't better to wait. You're dealing with a 'Chapter 7,' and you will not be able to re-file another '7' for six years. So don't rush into the '7.'

Re: Self-prepare or Pay to Prepare

This one is obvious, YES. You are always better off with an attorney to help you and guide you. Various issues could arise and an attorney is better than a paralegal. Also somebody to go to court with you. You are welcome to call me, but if you don't, call somebody!

CS

p.s. good luck, I can relate to married with 3!!