Legal Question in Bankruptcy in California
When is a ''student loan'' not a loan?
I am in a situation similar to those who have garnishments against them for private student loans. I had a discharged Chp 7 which list the debt, but was contacted by Univ. counsel after the discharge stating they did not consider it discharged. There was never a ''loan'' initiated. I did not have an account, I was not disbursed funds. Administrative errors allowed me to remain in classes for a year before I was sent one letter requesting payment, then sued for breach of contract and disenrolled. Of course I am unable to obtain transcripts or anything from the Univ. w/o going through counsel, and this is a problem unless I agree to pay. I guess my question is, what do I do at this point?
1 Answer from Attorneys
Re: When is a ''student loan'' not a loan?
Talk to your bankruptcy lawyer and see if he/she can figure it out. If there was no student loan and you owed money for overstaying your welcome, that should have been discharged.
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