Legal Question in Bankruptcy in California
Waiver of Discharge
If a debtor waives a discharge in a Chapter 7, when can they re-file Chapter 7 again on those debts?
2 Answers from Attorneys
Re: Waiver of Discharge
I don't think a debtor can waive a discharge.
Re: Waiver of Discharge
According to 11 U.S.C. Sec. 523(a)(10), a discharge (in a new bankruptcy case) would not discharge an individual from any debt "that was or could have been listed or scheduled by the debtor in a prior case ... in which the debtor waived discharge...."
Although I've handled a few hundred Chapter 7's, I've never heard of a case where a discharge was waived, so I'd have to talk to you about why it was waived, and whether there was any court order entered regarding the waiver.
It might be possible to partially discharge those debts under a Chapter 13.
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