Legal Question in Bankruptcy in California
Will filing for Bankruptcy solve my problem?
To make a long story short, i am paying on a 15k car for 4 more years but do not have the car or even have my name on the title. after being in an accident, i notified my insurance and when they went to see the car they found it had been auctioned already without even one signature from me. needless to say,wachovia and my insurance dont care and say i still have to pay. i cant continue to pay for a car i do not drive or even afford to buy a car because of this. i dont have money for an attorney and dont know what to do. a friend told me bankruptcy is the best option to get this behind me and move on. any advice? there are many more details if needed.
2 Answers from Attorneys
Re: Will filing for Bankruptcy solve my problem?
BK could get rid of this loan (as well as other debts). However, it may not be the best option for you. Whether you should file for BK depends on many different things, and you should speak with an attorney before filing, especially if this debt is the only reason for filing.
Re: Will filing for Bankruptcy solve my problem?
It may well be an option for sovling your problem, but is certainly not the only solution. I suggest you meet with a bankruptcy attorney to review your options. Most bankruptcy attorneys will give you free initial consultation.
*Due to the limitations of the LawGuru Forums, The Gibbs Law Firm, APC's (the "Firm") participation in responding to questions posted herein does not constitute legal advice, nor legal representation of the person or entity posting a question. No Attorney/Client relationship is or shall be construed to be created hereby. The information provided is general and requires that the poster obtain specific legal advice from an attorney. The poster shall not rely upon the information provided herein as legal advice nor as the basis for making any decisions of legal consequence.
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