Legal Question in Bankruptcy in California

Years on my credit?

How long will the bankruptcy show on my credit report and is there any legal way to get it off after so many years?


Asked on 2/05/01, 4:34 pm

1 Answer from Attorneys
C. David DuMond Law Offices of David DuMond

Re: Years on my credit?

If it was a Chapter 7 bankruptcy case, the Fair Debt Collection Practices Act permits creditors to consider the fact of your bankruptcy for up to 10 years; if a Chapter 13 case, up to seven years. If the credit reporting agencies still contain the information after that time, then you should write them and demand the item be deleted.

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Answered on 3/19/01, 7:18 am


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