Legal Question in Business Law in California

Re: Bank Returned deposited check after 4 months

The law covering timeliness of commercial bank transactions and processing are covered in Division 4 of the California Commercial Code.

You may wish to study the Code provisions at a law library. Every county has a specialized law library; also, many regular public libraries have Code books available for research.

Your brief question does not provide enough facts for me to give you a specific answer or to refer you to the right Code section. However, here are a few Commercial Code sections that may be helpful: 4214, relating to revocation of settlements, return of items and charge-back; 4107 regarding branch banks; 4404 re time limit for presenting checks; 4213 re settlement; 4215 re withdrawals; 4403 re stop-payment orders; 4303 re receipt of items and 4212 re notice of items held.

Be sure to read the Comments in addition to the text of the law itself. The Comments help explain the policies behind the law.

I hope this is helpful. This is a very technical area of the law.