Legal Question in Business Law in California
Employer insurance requirements
For a small business with less than 100 employess are they required to supply or offer medical insurance to their employees? What are the actual requirements or employee numbers that a small business has to have before they have to provide or offer medical insurance for their employees?
1 Answer from Attorneys
Re: Employer insurance requirements
As far as I know, and relying upon reference works that are now a few years out of date, there is no law in California requiring an employer of any size to provide health insurance.
Of course, almost all employers must provide Workers' Comp. and contribute to an unemployment insurance fund, both of which carry with them certain disability coverage. In addition, employees may be entitled to leave for sickness, pregnancy, family medical, ADA, religious and other reasons; some of these provisions are tied to number of employees.
If you are asking as an employee, I think you're out of luck; if you need medical coverage maybe you should find a more enlightened employer that provides benefits. If you are the employer, I suggest you have a conference with a business attorney to have your duties as an employer explained and your practices reviewed for current compliance.
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