Legal Question in Business Law in California
Personal loan-possible garnishment
I made a personal loan to my son of over $1000. He has since moved out with intentions of not repaying the loan. I made a business loan contract between him and I. Since he has no intention of repayment, how do I go about imposing a garnishment upon his wages?
2 Answers from Attorneys
Re: Personal loan-possible garnishment
You must first file a lawsuit and get a judgement before you can garnish wages.
Joel Selik
www.4thelaw.com
Re: Personal loan-possible garnishment
Here is some middle ground for you.
As a father and a son, I am sorry to hear that there are sufficient problems in your relationship to cause you to want to garnish your son's wages. A lawyer is also referred to as a counsellor, because we are supposed to counsel our clients.
If you can, I urge you to try and repair your relationship with your son. $1,000 does not seem to be enough to create the strain on your relationship that will come with taking legal action.
As a lawyer, we also have a duty to do what the client wants. In order to be able to garnish someone's wages, you must first obtain a judgment. Given the dollar value involved, I would recommend filing an action in small claims court. Once you obtain a judgment, it may be enforced in a variety of manners, including wage garnishment.
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