Legal Question in Business Law in California
privacy act
I'm not sure what area the question belongs, but is it lawful to refuse any applications for credit, loans,etc., if when I apply I refuse to disclose my social security number to that agency? Any legal recourse?
Thank you.
2 Answers from Attorneys
Re: privacy act
yes, they can refuse your application as long as it is not based on you being in a protected clas such as race or religion. you dont have to give your SS# and they dont have to give you credit.
Re: privacy act
You don't have to give out your social security number, but the lender doesn't have to extend credit, either. The SSN is the basic means for locating a loan applicant's credit history, and if you refuse to give out your SSN the lender will almost certainly refuse to consider your application.
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