Legal Question in Civil Rights Law in California

Abstract of Judgement

I recieved in the mail a certified copy of a recorded Abstract of Judgment against me for the amount of $5,029. Does this mean I have a judgment lien recorded against my real property or just on my name only? I am unemployeed right now & have very little money but I have been trying to pay the Abtstract Creditor monthly installments which I informed her I would do until I get a job again and can pay her off in full, but she refuses to cash my checks & returns them back to me stating she wants all the money now and will not accept my installments. Is it possible for me to go to court and request a monthly payment plan while I am unemployeed? Is there some reason I am unaware of that she is refusing to accept monthly payments?


Asked on 6/19/08, 3:47 am

1 Answer from Attorneys
Robert F. Cohen Law Office of Robert F. Cohen

Re: Abstract of Judgement

If a judgment is recorded, it automatically becomes a lien against your real property.

The judgment creditor is probably not accepting your check(s) because it's too much paperwork to account for each payment and there's a possibility your personal checks will be dishonored by the bank.

The judgment creditor would probably rather levy against your bank account and/or wages (once you are re-employed), or take your money in a lump sum.

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Answered on 6/19/08, 5:11 am


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