Legal Question in Civil Rights Law in California

summons on credit card

I recieved a summons for a credit card that was sold to 3rd party. I had insurance to cover my payments

in case of loss of job, the insurance policy was sold and neither company would take responsiblity for it, i continued to make small payments for a period of time, then stopped when could no longer pay, do i have any grounds to stand on in fighting this? Or can i make a settlement ofter after i have been served summons? I have not answered the summons yet, not sure if calf. has a general box i can just check on answering , or if this is best way to proceed. I refinanced and can make a offer, but so far this company has not offered me a honest settle amount.


Asked on 5/03/07, 2:46 am

2 Answers from Attorneys
Bryan Becker Stutz Artiano Shinoff & Holtz

Re: summons on credit card

Although California does provide for a general denial when answering the complaint, you may not have that option if the complaint was verified. You do have some options here, including pursuing the insurance company.

I would be willing to discuss some of the issues concerning your case to see how I may be of assistance.

I offer prospective clients an initial consultation of 30 minutes for free.

I look forward to speaking with you.

Yours truly,

Bryan

Bryan C. Becker, Esq.

Principal

Law Office of Bryan C. Becker

The Koll Center

501 W. Broadway, Suite 800

San Diego, CA 92101

Toll Free: 877*201*8728

Direct: 619*400*4929

Fax: 619*400*4810

Member, National Association of Consumer Advocates

www.naca.net

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Answered on 5/03/07, 11:11 am
Robert F. Cohen Law Office of Robert F. Cohen

Re: summons on credit card

Had you lost your job? Did you notify the insurance carrier about your job loss? How much is the debt? Feel free to e-mail me privately.

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Answered on 5/03/07, 3:08 am


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