Legal Question in Consumer Law in California
i have an 11,000 dollars defiency balance after they repossessed my car and sold it at an auction. can they garnish my wages for the remainding balance? what are my best options
2 Answers from Attorneys
Yes, they can garnish your wages subsequent to filing suit and obtaining judgment. Subject to many other factors, bankruptcy may be a best bet.
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Wage garnishment may be a possibility, however, you should explore with a consumer lawyer whether the deficiency is legal and collectible. Finance companies and banks have ignored certain legal requirements for years. If you can, gather up your purchase contract and the letters they sent you after the repossession, and call a lawyer who works in car law and repossessions.
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I made a purchase online, received an invoice, confirmation and my Visa check card... Asked 8/22/10, 12:11 pm in United States California Consumer Law