Legal Question in Consumer Law in California
Leased 2 brand new cars from 2 different dealerships within 1 month. 1st dealership suddenly wants me to sign a new contract w/ a higher interest rate bec. of the 2nd leased car. Nothing in my contract stipulated that I cannot lease another car. I would like to keep my old contract & I would like them to stop forcing me to sign a new contract w/c I cannot afford. I kept all obligations for the 1st month. 2nd month/payment is coming within a week & I have not received a bill from them (from the old contract) yet. The "affected" car does not have yet a license plate & registration (brand new). If they will not send me a bill, then I don't know where to pay them, then it seems that they are pushing me to a default(?). Is what they're doing even legal since I have a copy of the said contract? What are my rights/options in this case? Can I sue them for breach of contract & harrassment? Times are hard & I work full time. The 2 cars are ordinary cars w/c my family need. We cannot afford a car purchase. Thank you for your help...
3 Answers from Attorneys
You need a consumer lawyer to review your contracts. The answer to your question will be in the contract.
Review your contract and find who financed you. Then contact that bank promptly and ask for the payment information so you can send your payment. Also, fax or over night and letter to the dealership's finance department asking for instructions where and how much to pay if it is not stated in your contract. No matter what you do, do not sign a new contract or any document without adequate time to review. Keep the car in your garage or make it inaccessible so they cannot easily take it away at least for the near future as they may claim some type of mistake and force you to take action after they repo the car.
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