Legal Question in Consumer Law in California

Can a loan company sue me if I was lead to believe misinformation that lead to a supervisor cancling my account?

I accepted a loan from Primier Company located in Missouri. After accpting the loan I was told that it would be a direct withdrawl from my checking account to pay off the total balance of the loan in the amount of $325. I called the company and told the representitive that I would not be able to allow them to take the full payment. I was then told that I could set up a payment plan in the amount of $75 every other week. I was fine with that. After what I thought would be the last payment, I called the company only to find out that I wasn't paying off the loan, but paying a refinancing fee. I was belittled during the conversation and hung up on. I filed a complaint with the Better Business Bureau about the service and misinformation. I called back to ask that they remove my banking information and send me to ouside collection agency. They refused. I ended up speaking to the supervisor who told me that he would write my account off as paid and would no longer withdraw from my account. I thanked him and ended our conversation. I recieve a call now saying that I am being sued for fraud and non-payment. How is this legal and what can I do?


Asked on 6/16/10, 12:56 pm

1 Answer from Attorneys
Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

You were told, you called, they told you, you spoke to them. Who cares. What You Were Told means nothing in court, and they will lie about what was said. Do Stuff In Writing. Certified mail, return receipt requested. Also you put down California as your state, try re-asking your question using MO as the state so you will get responses from licensed Missouri attorneys.

Read more
Answered on 6/16/10, 4:07 pm


Related Questions & Answers

More Consumer Law questions and answers in California