Legal Question in Consumer Law in California

mold occur after a major house fire

my insurance don't want to pay for the complete clean-up of mold that develop from the water of a major fire at my home if they would of dry out my house after the fire i wouldn't have mold. I feel that the insurance company is liable. I there a case study for something that i can send in a letter to them to get the to pay for the hold clean-up it was there fault that the let the house sit for 5 months with it also raining from the roof. before the approve for the repairs to be done the change adjuster twice.


Asked on 3/06/07, 1:45 pm

2 Answers from Attorneys
Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

Re: mold occur after a major house fire

Your letter isn't going to do squat. Don't write it. Find a lawyer who does mold cases and hire that lawyer. Seek medical attention as needed.

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Answered on 3/16/07, 11:30 pm
Jonathan Stein Law Offices of Jonathan G. Stein

Re: mold occur after a major house fire

If this is just a case of property damage due to the mold, you should ask to speak to a supervisor. It may not clear things up, but ask them to put their denial in writing. You could then file a complaint with the Department of Insurance at www.insurance.ca.gov If that still does not resolve it for you, you need to find a bad faith attorney and have them review your case.

If you are sick from the mold, then you may need to speak to an attorney who handles mold claims. But, you should still get a denial letter with a written explanation of the denial.

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Answered on 3/18/07, 10:08 pm


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