Legal Question in Consumer Law in California

I purchased a vehicle on 12/20/12, signed all the docs, traded in a car, paid a down with the trade of $5,400+.

All checks were cashed. I've now been driving the truck almost a month.

About 10 days ago I received a call asking that I return the truck that some of the information I provided did not check out and the lender was not going to fund.

I have been working for cash but the person I've been working for will verify.

However, punch line while being pressed to show income I created a false pay stub and it seems that is the cliche.

Another issue is that the dealer asked me to write a check for the value of the trade (only $422 after payoff). That check was cashed also and they still have the car.

They then retracted the demand to return the vehicle after I responded and requested my bank statements which demonstrated that there was considerable income over the period of last qtr 12.

They have now not yet asked that I return the vehicle but that I find another quality co-signor. I am not sure what to do at this point?


Asked on 1/18/13, 7:20 am

1 Answer from Attorneys
Kelvin Green The Law Office of Kelvin Green

My guess is that your vehicle purchase contract has a funding/lending requirement so you need to read it.. The false paychechks did not help... You need to make good faith efforts in securing the loan so their request to have a co signor does not appear unreasonable... They may still have your old car as a safety valve in case they need to rescind the contract... Once they found out the pay stubs were phony, they may have believed there was fraud in the inducement and fraud in this contract... Talk with an attorney and figure out how to fund the loan...

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Answered on 1/18/13, 7:55 am


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