Legal Question in Consumer Law in California

Washington Mutual - Bank Mistakes

Over the last few months

Washington Mutual has done a few

things that I wonder if it's legal. I

wrote three different checks that

were nice and legible. I had enough

funds to cover it as well. When my

friend and my dad went to cash their

checks they were denied. The

checks were given a comment ''Refer

to Maker'' on them and their banks

fined them $5 for each check. When

I talked with my bank they said

there was a hold on my account at

the time even though they said it

was odd I was still able to use my

debit card those days. They've come

up with no legitimate reason for why

it happened and said there was

nothing they could do to prevent it.

I haven't lost any money, but I

wonder if they didn't breach their

contract.


Asked on 7/11/07, 1:51 pm

3 Answers from Attorneys
Roy Hoffman Law Offices of Roy A. Hoffman

Re: Washington Mutual - Bank Mistakes

Every lawsuit requires the element of damages. If you have no damages, even if they did breach their contract, you have no cause of action.

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Answered on 7/11/07, 1:56 pm
Robert F. Cohen Law Office of Robert F. Cohen

Re: Washington Mutual - Bank Mistakes

Talk to the bank manager and have the charges reversed. Once that's done, you might consider moving your funds to another bank.

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Answered on 7/11/07, 1:56 pm
Jonas Grant Law Office of Jonas M. Grant, A.P.C.

Re: Washington Mutual - Bank Mistakes

This question should have been rejected. The terms of submission indicate not to use proper names (say, "a bank" instead).

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Answered on 7/12/07, 10:27 pm


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