Legal Question in Credit and Debt Law in California
In 2004 a civil judgement was brought against me in regards to an unpaid credit card. The outfit that was supposed to be helping me restore my credit had taken my money and left town and the creditor took me to court. The judgement was to pay the credit card In Full of which I did that very day after the hearing. This is still on my credit report and I heard that the judgement creditor should have sent information that this has been paid in full and this would then be off my record. Is this true? Thanks.
1 Answer from Attorneys
Yes, the judgment creditor should have filed a form with the court entitled "Satisfaction of Judgment," and should have checked the "in full" box. You can contact the attorney for the creditor in writing and put the attorney on notice that his client must do so, or you will petition the court for the clerk to do so, and seek attorney's fees as well. That might get their attention.