Legal Question in Credit and Debt Law in California

I took out a $2600 loan from CashCall at the end of 2013 with every intention of paying it off ASAP. I paid $388.40/mo until April of this year, when the monthly payment and the 179% interest rate were too much to bear. They are now pursuing wage garnishing against me and even though I am now enrolled in a debt relief program, I feel like I am not getting anywhere. Is the interest rate of 179% even legal in the state of California? What are my options at this point to try and avoid a garnishment?


Asked on 8/08/14, 7:40 pm

1 Answer from Attorneys

Carl Starrett Law Offices of Carl H. Starrett II

Contact a local bankruptcy attorney.

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Answered on 8/09/14, 6:27 am


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