Legal Question in Credit and Debt Law in California

Robin, first I hope you are doing okay given the crazy weather you've been having in Georgia! As far as your question goes, the Statute of Limitations shouldn't be tolled simply because you moved out of state, but you may wish to hire an attorney in California to simply review all of the facts and make sure that there aren't any other factors which may toll the statute. Or, you can wait until you are sued (they will most definitely sue you even if they know the Statute of Limitations has run), and then hire someone out here to defend you and analyze the issue. Do be aware that the statute may not start on the date that you last made a payment - with a second mortgage, it may not run until the property is foreclosed by the senior lien, or could be an entirely different date. Without more facts, it is impossible to answer conclusively, so you will want to hire someone and get a solid opinion at some point.

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