Legal Question in Credit and Debt Law in California
I have 20,000+ worth of medical debt for time I spent in the hospital for a heart infection in late 2002. I told the collections agency I couldn't afford the payments the last time they called, which was about 5 years ago. They have never tried to further pursue the issue with me and have never tried to get any money. I recently enlisted in the Army, and I was told by an investigator that the collections agency may garnish my paycheck. After all this time, can they do that? And how likely is it that they will?
1 Answer from Attorneys
Representatives of the medical facility would have had to have filed a lawsuit before late 2006 to be able to do anything. If there were no suit (and no judgment), the four-year statute of limitation on collections should have run. Tell the investigator (in a nice way) that he shouldn't be practicing law.
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