Legal Question in Credit and Debt Law in California
5 years ago, my husband and I were talked into an "unbreakable lease" of a password for an online business building course. We were told it would provide everything we need to start an online business, not just online, but they would be available 7 days a weeks over the phone. Well be got a binder and password and it amounted to teaching you how to sell stuff on ebay. The price? $5500. When we called to talk to our contact person a couple of days later, surprise! the phoneline had been disconnected. We allowed 2 payments of $249 to clear our account, then we closed it.
So we got ugly letters for awhile, but when we tried calling, they never answered and the mailbox was always full, so we couldn't even leave a message. The letters stopped for awhile, the company went out of business, but amazingly the leasing company was doing fine and still collecting. "Lawyers" starting calling about a year and a half ago, and I would just take a message and not respond. Now a collection agency is calling the president of my husbands company, and our house every couple weeks or so. Do we have any legal recourse here? They recorded the phone call where we agreed to the lease.
1 Answer from Attorneys
Tell them to sue you, or else you will sue them first. You should be anxious to tell your story to a judge or a jury and no judge or jury would force you to pay such a disreputable company. In my humble opinion.