Legal Question in Credit and Debt Law in California

Account Deliquencies

I obtained a free copy of my credit reoport how long does negative information stay on a counsumers credit file? My creditors removed negative information eariler is that legal?


Asked on 6/24/03, 12:08 am

1 Answer from Attorneys
Ken Koenen Koenen & Tokunaga, P.C.

Re: Account Deliquencies

Negative information can stay on for 7 years (10 for a bankruptcy).

If they have removed the information from your credit report early, consider yourself to be lucky.

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Answered on 6/24/03, 7:01 pm


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