Legal Question in Credit and Debt Law in California

Re: Alledged Phine Debt's

Four years from the last payment or the debt became due, whichever is later. Tell them never to call you again.

Re: Alledged Phine Debt's

They can attempt to collect from you as long as they wish; however it can only be reported to the credit bur for 7 years and in CA you can only be sued on a contract within 4 years. They have harassed you in violation of the FDCPA though, and you should pursue that angle.

Yours truly,

Bryan

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Becker Attorneys

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