Legal Question in Credit and Debt Law in California

Re: alot of debt

There really is no simple answer to your question. The answer really depends on a number of factors (I assume the home is located in California) such as whether the Veterans Administration, FHA, or similar governmental entity has guaranteed the loan; and whether the loan is a "purchase money" first deed of trust, or some other type of loan, among others. Without more information it would be very difficult to adequately respond to your inquiry. You may want to contact an attorney to set up a consultation regarding your options. If a meeting is arranged, you should be prepared to provide the attorney with all of the loan documents so that the attorney will be able to review them.