Legal Question in Credit and Debt Law in California
i bought a car from drivetime in Feb of 2008. i have been recently laidoff and am currently receiving unemployment. I am currently making payments on time of $191.36 bi-weekly but i am behind $397. my question is can drivetime contact my friends and neighbors if i did not give them the number as ref. I have an elderly woman living across the street from me and they have been calling her on a daily basis and told her i gave her contact info as a ref. that is not the truth because when i bought the car i was not living here. i dont know her last name or phone number so they had to have searched out this info. is there anything i can do to stop them from harassing people and myself as well. any advice will be greatly appreciated.
Angela Whitaker
1 Answer from Attorneys
No they can't do things like that as it is against the law under the Federal and State Fair Debt Collection Practices Acts.
You should contact a collection defense attorney in your area immediately because you may able to sue them for this conduct.
Good luck and hope this helps.